UWA159- Defunding the Woke: How 401(k) Fees Drain Retirement Savings and Fund the Left | Unwoke.Academy

In this episode of Unwoke.Academy, host Jonathan Broadbent exposes a largely ignored threat to American retirement security: excessive and unnecessary 401(k) plan fees. Drawing on decades of experience in retirement plan administration, Jonathan explains how small percentage-based advisor fees quietly siphon billions of dollars each year from workers’ savings—money that could otherwise compound for retirement.


Jonathan breaks down the numbers behind the estimated $13 trillion 401(k) slush fund, how fees can cost the average participant nearly $47,000 over a career, and why employees are often unaware that they are not required to pay these fees at all. He outlines a simple, legal fix: shifting plan advisor fees to transparent, flat, employer-paid arrangements.


Beyond personal finance, the discussion connects Wall Street’s fee structure to the broader mission of Unwoke.Academy: following the money, defunding woke financial actors, and redirecting capital toward free-market, pro-American investments. This episode is both a practical guide for workers and a call to action for employers who want better retirement outcomes and stronger benefit offerings.

Categories: Money